No, you can’t use someone else’s terms and conditions. Copying legal policies is a copyright infringement that could put you at risk of legal penalties. At most, you can draw inspiration from other business’s terms and conditions.
Copying someone else’s terms and conditions can also put your business at risk, as someone else’s terms may not be legally valid, and won’t be appropriately tailored to your business or website.
Asking “Can I copy terms and conditions?” is a matter of how much you’re willing to risk to save a few minutes of time.
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